How to Apply for a Federal Parent PLUS Loan for Spring 2023 or Summer 2023

To apply for the Direct Parent PLUS loan, Dependent, Undergraduate students and their parent must complete the Parent PLUS loan application. Our electronic application, and PDF version for those who wish to print and and complete the application, can also be found on the Forms and Applications page of the Financial Aid website. Applicants must pass a credit check through the Department of Education to be approved for this loan.

For Parent Borrowers:
Steps to Finalizing Your Parent PLUS Loan

Complete the Electronic or PDF Parent PLUS Loan Application.

  • For PDF submissions: please use our Document Submission Form to securely submit your completed Parent PLUS Loan Application
  1. If credit approved:
    • Parent Borrowers must complete the PLUS Master Promissory Note (MPN) for Parents using their unique FSA ID on the Federal Student Aid website.
       
  2. If credit denied:
    • Parent Borrowers can appeal their credit denial on the Federal Student Aid website.
      • PLUS MPN for Parents and PLUS Credit Counseling must be completed once credit-approved with appeal approval.
         
    • Parent Borrowers can seek a credit worthy cosigner and have them submit the Endorser Addendum at StudentAid.gov
      • PLUS MPN for Parents and PLUS Credit Counseling must be completed once credit-approved with a co-signer.
         
    • or Students can receive an additional Unsubsidized Stafford loan as per the application.

Details

Article ID: 1598
Created
Thu 12/9/21 6:49 PM
Modified
Mon 11/28/22 3:31 PM

Related Services / Offerings (1)

Loan assistance for students and their parents.